Emerging car brands are winning over South African buyers

Emerging car brands are winning over South African buyers

March 20, 2026 • Advice

South Africa’s vehicle market has seen a steady influx of emerging brands, alongside continued expansion from established players. Car insurance quote data from <https://www.naked.insure/car-insurance> Naked Insurance also suggests that growing interest in these brands is showing up in the vehicles consumers are actively considering.

Emerging brands accounted for 10% of car insurance quotes on Naked’s platform in January 2026, up from 5% in January 2025.

Naked’s data shows that Chery and Haval are receiving the highest level of interest among South African car buyers, with Jetour, another brand from the Chery group, rapidly catching up. This aligns with broader industry reporting that emerging brands are becoming more visible in both the new- and used-vehicle market, and are featuring more often in sales and popularity rankings.

Says Ernest North, co-founder of Naked: “South Africans are clearly becoming more open to emerging vehicle brands as they look for cars that offer a strong balance of price, features, design and practicality.

“In many conversations about cars today, people are asking whether these brands are worth considering, whether they can be trusted, whether parts and servicing will be available, and whether they offer the kind of value and reliability that could make them a serious long-term alternative to the established favourites.”

Naked’s data suggests these brands are firmly in the consideration set for a growing number of buyers.

“It would be a mistake, however, to see the rise of emerging brands as purely being about price. Many consumers are gravitating towards these makes because they are building a reputation for offering strong specifications, comfortable interiors and modern designs that compare favourably with more established brands. ‘Value for money’ used to mean fewer features and more compromise. The new entrants are challenging that perception.”

North says buyers who are drawn to emerging brands primarily for their value for money should compare cars based on total cost of ownership, rather than price alone. That means understanding the full monthly and long-term cost of the vehicle before making a final decision.

Some important elements to consider include:

Insurance: If you are financing your car, the lender will require you to get comprehensive car insurance. Even if you are not buying on finance, insurance is still important to protect yourself against loss and liability. It is worth getting an insurance quote before signing a finance agreement so that you can budget accurately for the full monthly cost of ownership. With Naked Insurance, you can get a final <https://www.naked.insure/car-insurance> car insurance quote online in minutes.
Fuel economy: For hybrid and traditional internal combustion engine cars, fuel will be one of the biggest monthly running costs. Do not solely rely on the fuel consumption numbers in the brochure. Look for real-world owner feedback and independent testing to get a more realistic picture of fuel consumption.
Servicing and maintenance: Many emerging brands are offering attractive warranties and service or maintenance plans to strengthen their value proposition, with some even advertising one-million-kilometre warranties. Buyers should read the fine print carefully to understand exclusions and conditions. Service plans and warranties usually exclude consumables such as brake pads, windscreen wipers and tyres. It is also important to look into dealer footprint, parts availability and potential waiting times for repairs or servicing.
Depreciation: Another factor that buyers sometimes overlook is how well a vehicle retains its value over time. Faster depreciation can make a car more expensive in the long run, because you recover less when you sell it or trade it in. Resale value varies widely between brands and models, so it is worth looking beyond the purchase price and considering how the vehicle is likely to hold its value over time.

Says North: “The surge in interest in emerging brands shows that South African consumers are increasingly open to alternatives to long-established vehicle brands, especially as they are trying to make smart financial decisions. The exciting part is that consumers today have more choice than ever, with less compromise on quality, features and design.”

About Naked

Naked Insurance is the app giving South Africans instant, comprehensive cover at lower premiums – for cars, homes, contents, and standalone items.

As South Africa’s first fully digital insurance platform, Naked uses smart automation and AI to remove paperwork, delays and unnecessary admin, so managing insurance is quick and straightforward.

Because the Naked platform was built from scratch (and not bolted onto old systems), customers enjoy lower costs, more control and convenience. Customers can get a final quote in under 90 seconds, then switch, pause or manage cover, as well as claim anytime online without the usual hassle or paperwork. And if needed, a support team is available via phone or chat.

Naked’s business model, known as the Naked Difference, removes the usual conflict of interest in insurance. Naked takes a fixed percentage of premiums, and donates any unused surplus to causes chosen by customers – aligning incentives so valid claims are handled fairly and paid promptly.

Naked Financial Technology (Pty) Ltd is an authorised financial services provider (FSP 48822). Policies are underwritten by Hollard Specialist Insurance Limited.

For more information, visit <http://www.naked.insure> <http://www.naked.insure> www.naked.insure